How this is calculated and sources
Labor savings equals hours recovered across supplier onboarding, payment processing, inquiry handling, and bank or remittance updates, valued at your fully loaded AP hourly cost (staff cost divided by working hours).
Virtual card revenue equals annual AP spend times the share routed to virtual card times your rebate rate. Card share reflects the Finexio-enabled state after supplier enablement, not day-one acceptance.
Risk mitigation equals payments times error rate times cost per error times reduction, plus fraud incidents times loss per incident times reduction. Fraud figures are estimated avoided losses, not realized cash. Turn off risk mitigation to see hard cash benefit (labor plus rebate) only.
Scenario modes scale every benefit: Conservative 65 percent, Base 100 percent, Optimistic 130 percent. The headline range always shows the full Conservative to Optimistic band.
Benchmarks draw on IOFM 2024 AP automation studies and the 2024 AFP Payments Fraud and Control Survey. Figures are estimates for planning and do not guarantee results.